Know If Your ESA Claim Will Pass Before You Submit
Stop guessing if your expense is eligible. We check state rules, cite the exact handbook page, and rewrite your description so you don't have to figure out the "right words" yourself.
Denied Claims Cost Real Money
You bought the curriculum. You paid the tutor. Now you have to "explain how it's applicable to your child's education" in exactly the right way — or you don't get reimbursed. Most denials are completely avoidable.
$$$
You already paid out of pocket
A denial means that money is gone
#1
Reason: wrong wording
The purchase was fine — your description wasn't
Weeks
To resubmit after denial
If you even know what they wanted you to say
?
Will it happen again?
The rules are strict — and nobody explains them
One denied claim costs more than a full year of ESA Center.
Bad Wording Gets Denied. We Fix It.
The state wants you to "explain how the curriculum is applicable to your child's education." Most parents write two words and get denied. Same purchase, better wording — approved.
What you typed
"Math tutoring"
What we generate
"Supplemental mathematics instruction provided by [Vendor] to support academic development and grade-level proficiency in alignment with state educational standards."
What you typed
"Curriculum books"
What we generate
"Standards-aligned instructional materials for home-based education, supporting grade-level academic development in core subject areas as part of the student's individualized learning plan."
What you typed
"iPad for school"
What we generate
"Portable computing device utilized as an educational tool to access digital curriculum, complete coursework, and support individualized learning objectives."
What you typed
"Speech therapy sessions"
What we generate
"Licensed speech-language pathology services addressing articulation, language development, and communication skills as recommended by the student's educational plan."
We Don't Guess. We Cite the Exact Rule.
Every prediction shows the specific handbook section, page number, and highlighted clause. You see exactly why it passes or fails.
Section 4.2 — Allowable Educational Services
Instructional materials and supplemental educational services are allowable expenses when directly supporting the student's educational development. This includes tutoring, instructional programs, and academic support services provided by qualified individuals.
Your claim matches "supplemental educational services." We rewrite "math tutoring" to use the language the state expects — so your description aligns with the rule instead of hoping for the best.
Section 5.1 — Technology & Computing Devices
Technology devices are allowable when used primarily for educational purposes. Documentation must demonstrate educational use, not personal or recreational. Families should provide evidence of curriculum access, educational applications, or academic coursework facilitated by the device.
iPads are approved — but only if you describe the educational use. "iPad for school" is too vague. We rewrite it to specify curriculum access and get you past this rule.
Section 6.1 — Non-Allowable Expenses
Recreational equipment, gaming devices, and entertainment subscriptions are not allowable ESA expenses regardless of claimed educational benefit. This includes but is not limited to gaming consoles, streaming services, and recreational software.
Explicitly blocked. No rewording will fix this. We tell you before you submit — saving you the denial and the wait to find out.
Examples above illustrate how ESA Center matches your claim to state handbook rules. Actual rule text, section numbers, and page references come from your state's current ESA handbook.
Stop Submitting Claims That Will Never Pass
ESA funds are highly regulated — these aren't your dollars to spend freely. Some expenses are explicitly blocked, and no amount of rewording will fix them. We tell you before you waste your time and risk getting flagged.
Weeks
Wasted waiting for denial
Flagged
Repeated denials draw attention
$0
You get back
Gaming consoles (Xbox, PlayStation, Nintendo)
Recreational — not educational
Streaming subscriptions (Netflix, Disney+)
Entertainment — not curriculum
Gym memberships & recreational sports leagues
Recreational activity
Family vacations (even 'educational' ones)
Travel is not an allowable category
Home furniture (desks, chairs, shelving)
Not instructional material
General-purpose clothing & uniforms
Not an educational expense
We check this before you submit — saving you time, money, and audit risk.
Snap. Submit. Done.
Upload your receipt. Get a prediction. Submit with the right words.
Snap Your Receipt
Upload a photo or PDF. We extract the vendor, amount, date, and items automatically.
Get Your Prediction
Our AI checks your claim against state rules and tells you if it will pass — before you submit.
Submit with Confidence
Export your claim with an AI-written, compliant description. Track it from submission to payout.
Already Got Denied? We Fix It.
Don't give up on that money. The denial notice says what failed, but not how to fix it. We parse the reason, show you the exact rule, and rewrite your description so it passes on the next try.
1. Upload your denial notice
Take a photo or paste the denial reason. We parse exactly what went wrong.
2. AI diagnoses the issue
We identify the specific rule your claim failed and tell you exactly how to fix it.
3. Resubmit with confidence
Get a new AI-written description that addresses the denial reason directly.
Denial Reason
"Description does not adequately demonstrate the educational purpose of the claimed expense. Please provide specific details about how this service supports the student's educational development."
Claim #AZ-2026-0847 — $240.00
AI Diagnosis
Your description said "speech therapy sessions" — the state requires you to mention the licensed provider, the specific skills addressed, and how it supports educational goals.
Fixed Description — Ready to Resubmit
"Licensed speech-language pathology services provided by [Provider Name, CCC-SLP] addressing articulation, language development, and communication skills to support the student's educational progress and classroom participation, per AZ ESA Handbook Section 3.4."
Therapy Isn't One-Time. Your Tool Shouldn't Be Either.
Weekly speech sessions. Monthly tutoring. Bi-weekly piano lessons. Every invoice needs a compliant description — we remember the provider, adapt the wording, and submit in one tap.
Your Providers
3 active providersABC Speech Therapy
Speech-Language Pathology · Weekly
Kumon Math Center
Supplemental Tutoring · Monthly
Ms. Rivera — Piano
Music Instruction · Bi-weekly
Provider Memory
We remember every provider — credentials, service type, and the exact description that got approved.
1-Click Resubmit
Same provider, new invoice? One tap generates a fresh claim using the wording that already passed.
Invoice Parsing
Upload the invoice and we auto-fill vendor, amount, date, and service type. No re-typing.
Auto-Adapt Descriptions
If rules change between sessions, we update the wording automatically — you don't have to notice.
"I submit 4 claims a month. ESA Center turned that from an hour of copy-pasting into 4 taps."
— Parent with recurring therapy + tutoring expenses
What Worked Last Time Might Not Work Now
ESA rules change. Reviewers rotate. Approval rates shift month to month. We monitor it all so you don't get blindsided by a denial on something that passed before.
Approval Alerts
Approval rate dropping
AZ — Technology"iPad for school" claims in Arizona saw a 32% decline in approvals this month. We updated your suggested description.
2 hours ago
New rule update detected
AZ — Policy UpdateArizona updated Section 4.2 — tutoring now requires provider credentials on file. Your descriptions have been adjusted.
1 day ago
Your category is trending up
FL — TherapySpeech therapy claims in Florida are at a 97% approval rate this quarter. Your descriptions are aligned — keep submitting.
3 days ago
State Rule Monitoring
Arizona
Updated tutoring requirements
Applied to your claims
Florida
New vendor documentation rules
Your descriptions adjusted
Texas
Program launching — rules mapped
Ready from day one
Always current. Always watching.
We track rule changes, approval trends, and reviewer patterns across every supported state — so you submit with today's rules, not last month's.
Never Lose Track of Your Money
Most parents have no idea when — or if — their reimbursement will arrive. We track every claim from submission to payout so you always know where your money is.
Your ESA at a Glance
$3,153 spent of $10,000
"You have $6,847 left and 127 days to use it."
Recent Claims
Arizona ESAKumon Math Center
Paid 3 days ago
$185.00
PaidABC Speech Therapy
Payout in ~5 days
$240.00
ApprovedAmazon — Curriculum Books
Submitted 4 days ago
$67.43
Under Review$185.00 just hit your account!
Built to Earn Your Trust
You're already juggling curriculum, teaching, and paperwork. We handle your family's money and data — here's how we take that seriously.
Transparent Predictions
Every prediction shows the exact handbook rule it's based on — page number and all. No black boxes.
Your Data is Safe
Bank-level encryption on AWS. Receipts stored with Object Lock. We never share or sell your data.
Rules, Not Guesses
Our engine reads state handbooks directly. Every rule is sourced, cited, and kept up to date.
Built for ESA Parents
Made by a parent who got tired of denied claims and lost money. We know the pain firsthand.
One Approved Claim Pays for a Year
A single denied claim costs more in lost reimbursement than 12 months of Peace of Mind. Start free, upgrade when you're ready.
Free
Check before you spend — no risk
- Eligibility checks with rule citations
- Receipt upload & storage
- Basic claim tracking
- 1 state supported
Peace of Mind
Never stress about ESA claims again
- AI approval predictions with confidence scores
- Auto-write compliant descriptions
- Claim tracking — submission to payout
- Denial recovery & fix suggestions
- Approval intelligence & trend alerts
- State rule change monitoring
- Provider memory & 1-click resubmit
- Budget planner & spending alerts
- Audit-ready export
- All states (AZ, FL + more coming)
- Priority support
Refer 3 friends and get 1 month free. Refer 10 for 3 months. Refer 100 for a full year.
Texas ESA Is Coming. New Rules. New Guidance.
Tens of thousands of families are expected to be eligible for the new Texas ESA program. New rules mean new confusion — no Facebook group wisdom, no "what worked for me" posts, no playbook. Parents who learn the rules first will get reimbursed first.
Get Ready Before Launch
Be first in line with approval predictions from day one. Avoid first-time mistakes.